why have i been refused a provident loan?
Posted on January 12, 2009If you are wondering why you have been refused a provident loan then I would love to tell you why. The problem is I can’t tell you why. I can however tell you how to find out for yourself and it really is quite easy.
How can I find out why I have been refused credit
What you need to do is view your online credit report. Now I know that sounds boring but its your credit that is damaged in some way and it really is the only way for you to find out. You need to play the system, when a lender decides to give you a credit card or loan they check your credit report to see if you are a risk or an easy touch.
How can I repair my credit
Now there are many things that can affect your credit report, you might have missed multiple payments on a loan or credit card – this will affect your report and you will be seen as a risk. You might have a ccj against you for non payment of a loan or some other fanancial product – that is seen as a risk. You might have an error in your address, or name or just a mistake – that is seen as a risk.
What you can do about it
Experian are one of the biggest credit reference company and hold information about you right now. You can sign up to see your credit report, you can get a free 30 day trial and view all the information everyone holds about you – they get to see it, its your information so don’t you think its about time you saw it? Its amazing what you can find digging around in your own financial history.
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